Login to Apply

Role Overview:

* Working within the existing Credit Underwriting team of a well established asset finance leasing company to credit underwrite all new business prospects for our own book and the broking out of proposals to other Funders.

Main Duties:

* To manually assess all new business proposals, reviewing the proposal form, credit searches, supporting information including bank statements, financial accounts and any other additional information provided.

* To underwrite proposals in line with the company's credit policy and risk acceptance criteria up to the individuals remit within set SLA’s.

* Make credit recommendations to the Credit Manager/Directors for proposals outside of their remit.

* Where required, request additional information to further strengthen a proposal to be able to offer an acceptance.

* Broke out proposals to other Funders which fail to meet the company's criteria or where we are unable to offer the finance ourselves.

* Build relationships with other Funders to who the company brokers business.

* Help identify gaps in our funding panel and find solutions to those gaps.

* Work with the Sales Team/Brokers to maximise every opportunity and work with them to find ways to write new deals.

* Assist the Credit Manager to assess new introducers and ongoing monitoring of those once approved for both financials strength and FCA compliance.

* Assist the Credit Manager in the training and development of the more junior underwriters.

* Any other reasonable tasks at the request of the company management.

* Assist the Credit Manager with other areas of underwriting/credit as and when required.

Key Skills:

* Must be self motivated and be able to work on own initiative.

* Must be able to work under pressure and deliver decisions within a timely manner to meet SLA’s.

* Work well within a small team whilst working independently.

* Have good communication skills, both written and verbal and have excellent telephone manner.

* Be able to build positive professional working relationships with our introducers, suppliers and service providers.

* Good numeracy skills and be confident working with numbers.

* Be hard working, proactive and enthusiastic.

* Good time management skills and able to prioritise workloads to ensure targets are met.

* High attention to detail and high levels of accuracy.

* Identify opportunities.

* Be willing to take on additional and varied tasks to support the business requirements.

Experience/Qualifications:

* Must have a minimum of five years credit underwriting experience in a similar organisation.

* Direct experience within the asset finance/leasing industry and experience of a wide asset range.

* Familiar with the SME market.

* IT literate.

* Good background education (ideally to a Degree level)