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It is essential to have previous banking experience and valid UK visa extending past 3+ years

Our client is seeking a Credit Analyst to join their team on a permanent basis.

This position mainly focuses on Large Corporate business, Commercial Real Estate and may also cover some other sector’s credit business based on the types of proposal from front office.

Responsibilities:

* Provide credit evaluation report for various credit products which provides overview of transactions, financial and non-financial risk analysis, key risks identified with the associated mitigation if any as well as credit recommendation.

* Provide effective challenges as well as guidance to the proposals from Front Office; Draft and present credit opinions to Credit Committee,

* Provide Head of CRD and DGM as well as credit committee

* Conduct post lending management work including but not limited to monitor the credit ceilings and credit exposures carefully to ensure loan performing well with all covenants well maintained, monitor the financial performance of the borrower regularly associated with market and industry dynamics, monitor the conditions subsequent and ensure all conditions are met at any time through the loan life.

* Perform credit review and research of industry, customer-related information for all new proposals and for existing customers.

* Proactively monitor industry and sector trends as well as counterparty risks for early warning signals.

* Have experiences in disposal of non-performing assets, such as Large Corporate, Commercial Real Estate etc.

* Other functions and tasks as maybe required to assist the Head/Deputy Head of Credit Risk.

Skills and knowledge

* Possesses a minimum of c.5 years' work experience in credit review area.

* In-depth knowledge and deep understanding of risks and mitigations across different industries, countries and clients’ type. Business and economy related know-how, and excellent financial analysis, projection and stress test skills.

* Exceptional analytical and negotiation skills and dedicated problem solver with a positive personality and can-do attitude.

* Collaborative personality and ability to complete tasks independently