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We are Hiring for a Permanent position of Corporate & CRE Underwriter for an International Bank Based in Harrow.

MAIN RESPONSIBILITY

Processing and underwriting of Corporate, Commercial Retail Estate proposals & personal loans

JOB RESPONSIBILITY

 Underwriting of Corporate & CRE Credit proposals and personal loans and ensuring successful execution of the transactions being pursued along with related client & introducer relationship management.

 Manage the assessment and processing of lending proposals from the business team, and presentation of proposals to Sanctioning Committee.

 Operational responsibility for the annual review process for all existing credit portfolio loans to ensure that all borrowing requirements and covenants are being adhered to.

 Manage the review, assessment, investigation and minimising of credit risks associated with loan applications in accordance with the Banks operating policies and procedures. Undertake site visits as required.

 Liaise with the Originations team to agree a clear rationale for agreeing or rejecting applications, prior to processing.

 Monitoring of existing loan portfolio, identifying early arrears or potential problem accounts and making necessary recommendations.

 Ensure the credit decisions are made within regulatory standards and adhere to TCF principles and Customer First standards.

 To provide support to the CCO in all operational areas of the Credit Department.

 Liaising with Solicitors / Valuation Firms for end to end solution for credit proposals

 Presentation to Risk Committee and other UK management committees for introduction and renewal of new / existing products.

COMPETENCY

 Knowledge of Microsoft Office products
 Knowledge of UK regulatory framework, principles and rules.
Knowledge of UK lending environment
 3 - 5 years' experience in underwriting or assessing credit proposals