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Junior Credit Risk Analyst

Leatherhead, Surrey

Why work for us?

If you are looking for a role where you will be developed, and can start a successful career within Credit Risk then read on.  You will be supporting and learning from an experienced team to review new and existing clients against set criteria, ensuring any risk of loss is highlighted.  This is an opportunity to learn and develop your skills within a fast paced financial services environment.

Competitive salary

A workplace pension scheme

Hybrid working, with collaborative days in our Leatherhead office

25 days annual leave (plus bank holidays), with options to purchase and sell up to 5 days holiday per year (pro rata)

Support and investment in your personal development

24/7 access to Employee Assistance Programme and Mental Health First Aiders

What we do

Premium Credit is the leading provider of insurance premium finance and a range of annually charged services, including tax, regulatory and accountancy fees, sports season tickets, memberships and school fees in the UK and Ireland. We are a multi award winning business lending more than £4.5 billion to over 2.5 million customers through a network of almost three thousand partners- and growing.

We are a successful business with a Trustpilot rating of 4.5, a Net Promoter Score of +78, a Glassdoor rating of 4.5 and a Silver Sustainability medal.

The Role

This is an exciting time of growth for us, and we are hiring a Junior Credit Risk Analyst to help us continue this success. This is a great opportunity to develop a varied and rewarding career with a company that invests in, recognises and rewards its people.

Reporting to the Counterparty Risk Manager, you will support in maintaining a portfolio of counterparties, preparing proposals for sign off and monitoring performance of partners.

You will also:

- Liaise with internal teams for the onboarding of new proposals and maintenance of live facilities

- Maintain records of applications and coordinate with relevant departments to resolve outstanding items for sign off

- Prepare partner and portfolio data for assessment

- Monitor a portfolio against agreed performance metrics, identifying actual or potential breaches for remedial action

- Field department queries through individual and team mailboxes

- Complete and maintain records of regulatory permissions for all partners

Who we are looking for

If you’re an individual who thrives in a fast-paced environment, able to work collaboratively with others and are looking to make a difference, this is a brilliant opportunity to advance your career to the next level with our sector-leading company. At Premium Credit, you will be supported to develop and expand your skills, knowledge and experience.

To be successful as our Junior Credit Risk Analyst, you’ll have a working knowledge MS Office suite with a good knowledge of MS Excel including formulas, formatting and data sorting

- You’ll have previous experience of obtaining and reviewing financial records (Equifax and Companies House)

- You’ll be competent in analysing data and constructing a written summary

- You’ll have previous experience within the financial or insurance industry

It would be ideal if you have advanced MS Excel skills to include pivot tables and VLookups as well as a working knowledge of Financial Accounts.

We are committed to providing reasonable adjustments or accommodations for applicants, so if you need assistance or support during the recruitment process, please let us know on the application form or by sending an email to

If you are made an offer of employment you will be required to prove your eligibility to work in the UK before you start work. You must reside in the UK from the start date of this role; unfortunately we are unable to provide visa sponsorship at this time.

To ensure you can work from home efficiently you will be asked to provide your internet speed at the application stage.

Premium Credit are an equal opportunities employer with a strong and passionate commitment to Diversity, Equality and Inclusion in the workplace. We welcome applications from all sections of the community and encourage people from all backgrounds to apply. Equal opportunities are the only acceptable way to conduct business and we believe that the more inclusive our environments are, the better our work will be. We are open to part-time working and job share.

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